Financial Planning Services
and Techniques

by John R Culverhouse FCA, FPFS, AIFP.

It is in this area of the practice where we aim to provide clients with much added value service again using modern technology to its fullest advantage.

For a successful outcome to financial planning there will often need to be successful liaison between the IFA (Independent Financial Adviser), the Accountant and most importantly the Client.

In the past our Clients have told us that this was difficult to achieve and because we have always acted for many Clients that require a high level of pro-active service we decided therefore to expand the Practice to offer where applicable financial services to Clients.

Many of our Clients tell us that they prefer us to deal with their financial planning needs particularly as we have a detailed knowledge of their circumstances from our involvement as their Accountants. Liaison therefore becomes much easier and therefore more productive.

How We Operate

One of the main ingredients to successful financial planning is tax planning, whether it involves for instance Inheritance Tax Planning, or perhaps Corporation Tax or Income Tax etc etc considerations.

After having dealt with the Clients' tax returns etc this can then lead appropriately to Financial Services. The main requirement at this stage is to prepare in conjunction with the Client a quality and detailed Fact Find. We use one of the leading Software Houses products operating in this field to produce such a Fact Find.

Having identified a strategy with the client we may need to research the market for suitable products. Again this is where modern technology can help. We utilise the software known as "Aequos" which has been developed by the software house "The Research Department" and it enjoys an enviable reputation within the Industry. In addition to this we also use CTP (Common Trading Platform).

Conclusion

By combining the benefits of computers and modern technology and harnessing the skills and abilities of motivated staff we are able to deliver to Clients the service that they need.

If you think that we may be able to help you then do make an initial free of charge appointment to come and see me.