Perhaps you’re mulling over a number of different pathways…whether you can afford to retire at 60, how much you can spend on a new extension, ….but if you choose one or more of these options will your money run out, and if so when?

Our advisers are able to help you to take control and make informed choices.

After fully understanding your aspirations, they will model a number of different ‘what if’ scenarios taking into account your wishes, approach to risk and also variables outside your control (eg inflation, interest rates etc).  This  puts you in the driving seat, allowing you to make your decisions in an educated and objective way.

This isn’t a ‘one off’ exercise.  We’ll review your finances regularly, and so you can adjust your plans accordingly.  Plus, you can keep a close eye on your finances via our client portal.

Remember that the value of investments can go down as well as up.

The Financial Conduct Authority does not regulate cash flow modelling.

Read more about Cash Flow Modelling in our Blog...

Would you benefit from a Financial Planning 'health check'? 
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Culverhouse & Co. is the trading name of Culverhouse & Co Ltd and Culverhouse Financial Planning Ltd.


Culverhouse & Co Ltd Company No: 6426365

Culverhouse Financial Planning Ltd Company No: 08470047

Registered Offices: 7 High Street, Farnborough Village, Kent, BR6 7BQ


VAT Number GB166078392


Culverhouse & Co Ltd is registered to carry on audit work in the UK and Ireland by the Institute of Chartered Accountants in England and Wales.

Details about our audit registration can be viewed at for the UK and for Ireland, under reference number C001690279.

Culverhouse Financial Planning Ltd is Authorised and Regulated by the Financial Conduct Authority for Financial Services. FCA Registration Number: 600931

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.

© 2018 by Culverhouse & Co