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Family Protection Financial Advice in Kent

What would happen to your family financially if you were no longer able to provide for them?

Family protection planning helps make sure the people who depend on you have financial support if you die, become seriously ill or are unable to work.

 

At Culverhouse & Co, our IFAs and Chartered Financial Planners can review your circumstances, identify potential financial risks and recommend suitable protection based on your needs.

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What would happen to your loved ones should the unthinkable happen?

What is family protection?

Family protection is about putting financial arrangements in place to protect your loved ones against the unexpected.
 

Depending on your circumstances, this could include protection against:

  • Loss of income

  • Death

  • Critical illness

  • Serious illness or long-term incapacity

  • Future financial commitments


The right level of protection will depend on your income, family circumstances, existing savings and investments, debts and future plans.

Why review your family protection?

It is easy to assume that existing protection will continue to meet your needs, but your circumstances may have changed since your policies were first arranged.

Your income may have increased, your mortgage may have changed, or your family may have grown. You may also have employer-provided benefits that need to be considered alongside your personal arrangements.

A review can help you understand whether your current protection remains appropriate.

Family protection in Kent and South London

Culverhouse & Co provides family protection financial advice to individuals and families across Kent and South London, including Orpington, Bromley, Sevenoaks, Swanley, Edenbridge, Tonbridge, Tunbridge Wells, Maidstone, Chelsfield, Locksbottom, Petts Wood and surrounding areas.

How Culverhouse & Co can help with Family Protection financial advice

Our family protection advice can help you:

  • Identify potential gaps in your cover

  • Review your existing protection arrangements

  • Consider suitable life and critical illness protection

  • Consider how your wider financial plan could be affected

  • Review protection alongside other financial commitments

  •  

    Assess how much financial support your family may need

     

  •  

    Regularly review your protection as your circumstances change

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Frequently asked questions

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Culverhouse & Co. is the trading name of Culverhouse & Co Ltd and Culverhouse Financial Planning Ltd.

 

Culverhouse & Co Ltd Company No: 6426365

Culverhouse Financial Planning Ltd Company No: 8470047

Registered Offices: 7 High Street, Farnborough Village, Kent, BR6 7BQ

Email: info@culverhouse-accountants.co.uk

VAT Number GB166078392

 

Culverhouse & Co Ltd is registered to carry on audit work in the UK by the Institute of Chartered Accountants in England and Wales.

Details about our audit registration can be viewed at www.auditregister.org.uk under reference number C001690279.

Culverhouse Financial Planning Ltd is Authorised and Regulated by the Financial Conduct Authority for Financial Services. FCA Registration Number: 600931

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.

Content within this website does not represents financial advice. If you would like personalised financial advice please contact a financial adviser. 
Taxation is based on current legislation which is subject to change and will also depend on the individual circumstances of each investor. The value of your investments can fall as well as rise and investors may not get back the full amount they initially invested.  Past performance is not a guide to future performance. 

© 2018 by Culverhouse & Co

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